Privacy Policy

At Xuper Funding (“Company”, “we”, “us”, or “our”), we are committed to protecting and respecting your privacy.
This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website and use our business
funding services.

By using our services and continuing to browse our website, you accept the practices described in this Privacy Policy.

1. Information We Collect

We collect personal information from business owners, representatives, and other individuals associated with businesses as part of
providing merchant cash advances and related services.

Information You Provide to Us:
– Personal and Business Information: This may include your name, business name, business address, email address,
phone number, and financial information related to your business operations.
– Financial Data: We may collect financial statements, transaction histories, tax ID numbers, and other financial
information necessary to evaluate your eligibility for funding.
– Identification Information: This may include your government-issued ID, business license, and other verification
documents.

Automatically Collected Information:
– Website Usage Data: We may collect information about your interaction with our website, including your IP address,
browser type, and browsing behavior. This helps us improve our website and services.
– Cookies: We use cookies to distinguish you from other users of our website. Cookies may be placed on your device
when you visit our website. For more information, see the “Cookies” section below.

2. How We Use Your Information

We use the information we collect for the following purposes:
– To Provide Business Funding: We use your financial and personal information to assess your eligibility for
merchant cash advances and other funding products.
– To Communicate with You: We may contact you regarding your funding application, respond to inquiries, and send
relevant service updates.
– For Marketing Purposes: With your consent, we may use your contact information to send promotional materials or
notify you about new products and services.
– To Comply with Legal Obligations: We may process your personal information to comply with applicable laws,
regulations, or court orders.

3. Legal Basis for Processing (For Canadian Users)

For Canadian users, we collect, use, and disclose personal information based on your consent, contractual necessity, or as required by
law. We adhere to the Personal Information Protection and Electronic Documents Act (PIPEDA) and relevant provincial privacy
laws, including those in Quebec, Alberta, and British Columbia.

4. Sharing Your Information

We may share your information in the following circumstances:
– Service Providers: We may share your data with trusted third parties who provide services on our behalf, such as
payment processors, credit bureaus, and financial institutions.
– Legal Requirements: We may disclose your information when required by law, such as in response to court orders or
government regulations.
– Third-Party Service Providers: With your consent, we may share your information with third parties service providers, that enable us to deliver services to you.

5. Cookies and Tracking Technologies

Our website uses cookies to provide you with a better experience and to improve website functionality. Cookies are small text files
placed on your computer or device when you visit our website.

Types of Cookies We Use:
– Strictly Necessary Cookies: Required for the operation of our website and to enable functions such as user login
and secure transactions.
– Performance Cookies: These track how users navigate our website, helping us improve performance and user
experience.
– Functionality Cookies: Used to recognize you when you return to our website, allowing us to personalize content
and remember your preferences.
– Targeting Cookies: These record your website visits, pages viewed, and links clicked. We may share this data with
third parties to provide targeted advertisements.

You can block cookies through your browser settings. However, disabling cookies may impact your ability to use certain features of our
website.

6. Third-Party Cookies

Please note that third parties, such as advertising networks or analytics providers, may use cookies on our website. We have no control
over these cookies, which are typically analytical/performance or targeting cookies.

7. How We Protect Your Information

We are committed to safeguarding your personal and financial data. We implement appropriate technical and organizational measures to
protect against unauthorized access, disclosure, or destruction of your information.

Despite these measures, please be aware that no data transmission over the internet is completely secure. We cannot guarantee the
security of your information, but we work diligently to maintain the highest level of protection.

8. Data Retention

We retain your personal and financial information for as long as is necessary to fulfill the purposes outlined in this Privacy Policy or
as required by law. Once the information is no longer needed, we will securely dispose of it.

9. Your Rights

For US Residents:
California Residents: Under the California Consumer Privacy Act (CCPA), you have the right to request
access to the personal information we collect, the right to request its deletion, and the right to opt-out of the sale of your personal
data. To exercise these rights, please contact us at info@xpfunding.com or (888) 510-1218.

For Canadian Residents:
Under PIPEDA and provincial laws, you have the right to access and correct your personal information. You may also
withdraw your consent to the collection and use of your data, subject to legal and contractual obligations. To exercise these rights,
please contact us at info@xpfunding.com or (888) 510-1218.

10. Cross-Border Data Transfers

Your personal information may be transferred and stored in the United States and Canada. We ensure that appropriate safeguards are in
place to protect your information during these transfers, in compliance with applicable data protection laws.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you
to read the privacy policies of any website you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page. We encourage you to review this policy regularly to stay informed about how we are protecting your information.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact us:

Email: info@xpfunding.com
Phone: (888) 510-1218
Address: 3808 Union St, 9D, Flushing, NY 11354 | 125 Commerce Vally Dr. West, Suite 802, Markham, ON, L3T 7W4

California Consumer Privacy Act (CCPA) Contact

To exercise your CCPA rights, contact us at info@xpfunding.com or call (888) 510-1218.

This privacy policy is intended to comply with relevant privacy laws in both the United States (including the CCPA) and Canada
(including PIPEDA and applicable provincial laws).